Hey! Gas prices are actually dropping.

I heard some good news on the radio this morning.

Oil futures are trading as low as $106 a barrel. That's a lot lower than the $160-plus they were fetching a few weeks back, when many of us were paying well over $4 a gallon.

As I understand it, "futures" are a sort of bet investors make on where a commodity's price is heading. Right now, many investors are "bearish" on oil, to use investor speak. They think it's going to drop even lower.

Here in Michigan, gas is as low as $3.60 or so. What are you paying? If oil prices continue to decline, do you think gas will get lower? How low? Or are you a conspiracy person who thinks prices will shoot up again once the heating season starts?

Let's talk -- or blog -- about it.